However, after arriving in Australia, they realized that using their overseas insurance for local claims was time-consuming, involved a lot of paperwork, and required chasing up overseas offices for updates.

Concerned about this, Priya explored local options and found that Australian health insurance providers offered visitor health covers that included benefits such as hospital stays, emergency ambulance, doctor consultations, and even some specialist services. She selected a Silver Visitors Family plan at a monthly premium of $299, ensuring all health details were accurately declared, including her father-in-law’s high blood pressure.

During their stay, Priya’s mother-in-law had a sudden fall and needed immediate surgery, resulting in a hospital bill of $22,000. The family paid upfront and turned to their Australian insurer for assistance with the claim.

The claim process was straightforward. The insurer requested medical reports and prior history. Priya supplied all the documents, and within days, the insurer confirmed that the incident was not linked to any pre-existing condition and approved a payout of $15,000 under the policy's emergency cover. This financial support was a huge relief and confirmed the value of having an Australian health insurance plan for visitors.

The experience also highlighted another advantage - whenever her in-laws visit Australia again, Priya can simply reactivate their policy, and pause it when they leave, saving money during their absence. This flexibility is something most overseas insurers do not offer.

For anyone living in Australia with family or relatives visiting frequently, the right local health cover can spare you from unexpected stress and financial burdens during emergencies.

At Aussizz Group, we help you navigate not only visa processes but also the best health insurance options for your loved ones - ensuring a safe and worry-free visit.

You can compare a wide range of visitor health insurance plans at GetMyPolicy.online, check premium differences, inclusions, and easily choose what works best for your family.

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