If you’re applying for the Work and Holiday Visa, Subclass 462, you must hold adequate health insurance for the duration of your stay in Australia as part of visa requirements.
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You must be aged 18–30 (or up to 35 for select nationalities like the USA or Canada), hold a passport from an eligible country (e.g., USA, Argentina, China, India, Indonesia, Thailand), have sufficient funds (at least AUD 5,000), and meet health/character requirements. You must not have previously held a 417 or 462 visa, demonstrate functional English, and maintain adequate health insurance (OVHC) under Condition 8501 if imposed.
Your initial 12-month visa. No prior work requirement; apply offshore (or via pre-application process/ballot for capped countries like India or China) with proof of funds (AUD 5,000+), health/character checks, and a valid passport from an eligible country (e.g., USA, Argentina, Indonesia, Thailand).
Extends for another 12 months if you've completed at least 3 months (88 days) of specified work in northern Australia during your first visa. Must apply offshore and still meet age limits.
A further 12-month extension (total 3 years) available to select nationalities (e.g., USA, Canada, UK equivalents). Requires at least 6 months of specified work during the second visa, plus offshore application.


Yes, if your study program is extended or changed, you may need to extend the start or end dates of your OSHC to remain compliant with your visa. It’s important to do this before the original policy ends to avoid a coverage gap.
Your OSHC covers you while you’re in Australia, regardless of state or territory (e.g., NSW, WA, QLD, ACT), so interstate travel is fine. But if you travel overseas (including returning home temporarily) and receive treatment there, those costs generally won’t be covered.
When your visa subclass changes, your health insurance requirements may change as well. For example, moving from OSHC (student cover) to a more appropriate cover, such as OVHC, for working/visitor visas. You’ll need to check the conditions of your new visa and ensure you hold the correct cover with no gaps.
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Yes, applicants must maintain adequate health cover.
Yes, policies can be extended easily.
Yes, short-term options available.
Most insurers provide refunds on unused cover.
This visa is usually for individuals only.
Allianz Care, nib, Medibank, Bupa, AIA.