If you’re travelling to Australia on the Temporary Activity Visa, Subclass 408, maintaining adequate health insurance is a mandatory requirement under Visa Condition 8501.
Our 408 Visa Health Insurance (OVHC) solutions are designed for individuals participating in endorsed events or activities such as cultural exchange programs, elite sports, research projects, entertainment productions, volunteer programs, and government agreements.
Secure fast, flexible medical cover with instant policy certificates, full visa compliance, and protection from unexpected health expenses during your stay in Australia.
You must be sponsored or invited by an approved Australian organisation for a specific short-term, non-ongoing activity in one of the visa streams (e.g., entertainment, sports, research), demonstrate genuine temporary intent (GTE) to stay only for the nominated purpose, and have sufficient funds to support yourself and family. You must meet health and character requirements, be at least 18, and maintain adequate health insurance (OVHC) under Condition 8501.
For individuals invited by an Australian organization for cultural, social, or community events (e.g., festivals, exchanges); up to 3 months.
For elite athletes, coaches, support staff, or officials participating in high-level sports training, competitions, or events; up to 2 years.
For performers, crew, or support staff in film, TV, theatre, or live events; duration varies by production (up to 2 years).
For full-time religious workers (e.g., ministers) sponsored by an Australian religious organization; up to 2 years.
For reciprocal staff exchanges in skilled positions between Australian and overseas organizations; up to 2 years.
For researchers observing or participating in projects at Australian institutions; up to 2 years.
For youth exchanges, school language assistants, or gap-year volunteering in approved programs; up to 12 months.
For full-time domestic staff in households of senior foreign executives (e.g., diplomats); up to 2 years.
For activities endorsed by the Australian Government (e.g., critical sector work or special events); up to 12 months (COVID-19 pandemic stream is repealed).


Yes, adequate health insurance is mandatory throughout your stay.
Yes, partners and dependent children can be added to your policy.
Most insurers offer refunds for unused cover periods.
Yes, you can switch anytime and may receive a pro-rata refund.
Yes, plans are suitable for all 408 visa streams.
AIA, nib, Bupa, Allianz Care, Medibank (availability varies).