If you’re applying for the Sponsored Parent (Temporary) Visa, Subclass 870, you must maintain adequate health insurance for the entire duration of your stay.
Our 870 Visa Health Insurance options provide dependable, flexible medical cover specifically designed for parents visiting Australia long term to reunite with their children and grandchildren.
Enjoy stress-free visa compliance, fast approvals, and comprehensive protection from unexpected medical expenses.
You must be the biological, adoptive, or step-parent of an Australian citizen, permanent resident, or eligible New Zealand citizen who is approved as your sponsor, meet the balanced family test, have adequate health insurance (OVHC) under Condition 8501, and satisfy health and character requirements. There is no age limit, but you cannot have certain criminal convictions and must intend to stay temporarily (up to 3 or 5 years depending on the stream).
Allows a stay of up to 3 years per visa grant. This is more affordable (visa fee: AUD 5,490) and suitable for shorter reunions, with lower financial thresholds for the sponsor.
Permits a longer stay of up to 5 years per grant (visa fee: AUD 10,980). Requires higher sponsor income proof (e.g., AUD 83,454+ for a single sponsor) and is ideal for extended family time, but limited to two grants maximum.


Yes, if your study program is extended or changed, you may need to extend the start or end dates of your OSHC to remain compliant with your visa. It’s important to do this before the original policy ends to avoid a coverage gap.
Your OSHC covers you while you’re in Australia, regardless of state or territory (e.g., NSW, WA, QLD, ACT), so interstate travel is fine. But if you travel overseas (including returning home temporarily) and receive treatment there, those costs generally won’t be covered.
When your visa subclass changes, your health insurance requirements may change as well. For example, moving from OSHC (student cover) to a more appropriate cover, such as OVHC, for working/visitor visas. You’ll need to check the conditions of your new visa and ensure you hold the correct cover with no gaps.
Ready to secure your overseas student health cover and start your studies in Australia with confidence? Compare trusted providers, get instant cover, and stay visa-compliant with GetMyPolicy.
Yes, it’s mandatory for visa approval.
Yes, insurer options vary.
Yes, couple and family plans are available.
Most providers offer refunds on unused premiums.
Yes, switching is permitted anytime.
Medibank, Bupa, nib, AIA, Allianz Care.