If you are travelling to Australia on the Working Holiday Visa, Subclass 417, you are strongly advised and often required to maintain adequate health insurance for the duration of your stay.
Our 417 Visa Health Insurance plans are designed for young travellers who want to explore Australia while working part time or full time to support their stay.
Stay protected against unexpected medical costs while travelling and avoid expensive hospital bills, all with fast, affordable policies built for flexibility.
You must be aged 18–30 (or up to 35 for citizens of Canada, France, or Ireland), hold a passport from an eligible country (e.g., UK, Germany, Italy, Japan), have at least AUD 5,000 in funds, meet health/character requirements, and maintain adequate health insurance (OVHC) under Condition 8501. No prior Australian visa breaches, and you must apply from outside Australia for the first visa (subsequent extensions also usually offshore).
Your initial 12-month visa. No prior work requirement; apply offshore with proof of funds (AUD 5,000+), health/character checks, and a valid passport from an eligible country (e.g., UK, Germany, Japan).
Extends for another 12 months if you've completed at least 3 months (88 days) of specified work in regional Australia during your first visa. Must apply offshore and still meet age limits.
A further 12-month extension (total 3 years) available to select nationalities (e.g., UK, Canada, Ireland). Requires at least 6 months of specified work during the second visa, plus offshore application.


Yes, if your study program is extended or changed, you may need to extend the start or end dates of your OSHC to remain compliant with your visa. It’s important to do this before the original policy ends to avoid a coverage gap.
Your OSHC covers you while you’re in Australia, regardless of state or territory (e.g., NSW, WA, QLD, ACT), so interstate travel is fine. But if you travel overseas (including returning home temporarily) and receive treatment there, those costs generally won’t be covered.
When your visa subclass changes, your health insurance requirements may change as well. For example, moving from OSHC (student cover) to a more appropriate cover, such as OVHC, for working/visitor visas. You’ll need to check the conditions of your new visa and ensure you hold the correct cover with no gaps.
Ready to secure your overseas student health cover and start your studies in Australia with confidence? Compare trusted providers, get instant cover, and stay visa-compliant with GetMyPolicy.
Yes, recommended and checked at entry or during extension.
Yes, short stay options available.
Yes, renew anytime.
417 visas are typically for individuals only.
You can switch anytime.
nib, Bupa, Allianz Care, AIA, Medibank.