Australia requires you to have OSHC (overseas student health cover) for students and OVHC (overseas visitor health cover) for working and visitor visa categories.

Ahh! So it’s only a visa requirement? In that case, I’ll just pick up the most affordable health insurance policy I can find.

Insurance can be confusing. There are many terms and phrases that might seem complicated.

Before visiting Australia—whether for travel, work, or study—having Overseas Visitor Health Cover (OVHC) is essential and often mandatory. It protects you from high medical costs, as even a basic hospital stay can be very expensive without insurance.