Secure your stay in Australia with The Best Overseas
Visitor Health Cover

Overseas Visitor Health Cover, or OVHC, is a type of health insurance specifically designed for people visiting Australia. It helps cover the costs of medical treatment you might need during your stay.

In Australia, medical care can be quite expensive. OVHC helps protect you from high medical costs and ensures you get the necessary treatment without financial strain.

It depends on your visa type. While it's mandatory for some visas, such as the 482 and 485, it's not required for others. However, it's always advisable to have it for your peace of mind.

OVHC usually covers doctor visits, hospital treatments, emergency ambulance services, and some prescription medicines. But remember, the extent of coverage varies between policies.

This can be tricky. Some OVHC policies cover certain pre-existing conditions, but there might be a waiting period. It's essential to check this with your insurer.

Absolutely. Most OVHC providers offer plans that can cover your spouse and children. This is known as a family policy.

Consider factors like the length of your stay, your health needs, and your budget. Compare different plans and read the policy details carefully.

The cost of OVHC varies based on factors such as the level of coverage you choose and the insurer you go with. It's important to compare prices from different providers to find a plan that fits within your budget. To simplify this process, you can use GetMyPolicy.online. This platform allows you to easily compare policies and pricing from a variety of insurers, helping you make an informed decision tailored to your needs.

Yes, you can switch providers if you find a better deal. Just ensure there's no gap in your coverage during the switch.

Without OVHC, you'd be responsible for all your medical expenses in Australia, which can be incredibly high in cases of emergencies or serious health issues.

If you need medical treatment, show your OVHC card at the hospital or clinic. For most plans, you can also claim online for out-of-pocket expenses.

Your OVHC policy duration will depend on the length of your visa or your stay in Australia. You can renew or extend it as needed.

Standard OVHC plans usually don’t cover these. However, you can opt for additional coverage for dental and optical services.

If you extend your visa, make sure to extend your OVHC coverage accordingly. It’s vital to remain compliant with visa requirements.

No, OVHC is designed to cover you only while you're in Australia. For international coverage, you would need travel insurance.

For claims, submit the necessary documents, like bills and receipts, to your insurance provider. Most providers offer an online claim process.

Waiting periods can apply for certain conditions or treatments. It’s the time you need to wait before you can make a claim for these services.

You can renew your OVHC online through your provider’s or www.getmypolicy.com website. It’s best to renew before your current policy expires to avoid any coverage gaps. Let us know if you have any questions related to the OVHC policy.

If you leave Australia permanently, you can cancel your OVHC and may be eligible for a refund for the unused portion, depending on your provider’s policy.

For any issues, start by contacting your insurance provider. If unresolved, you can seek help from the Private Health Insurance Ombudsman in Australia.