Planning to study in Australia? If you’re applying for a Subclass 500 Student Visa, it’s mandatory to hold Overseas Student Health Cover (OSHC) to meet visa condition 8501. This health insurance protects you from unexpected medical costs and is a must-have to lodge your visa.
If you’re coming to Australia on a Student (Subclass 500) Visa, having the right health insurance isn’t just a box to tick—it’s a visa requirement. Our 500 Visa Health Insurance plans, known as OSHC, are specifically designed for international students like you. We make sure you meet Visa Condition 8501, covering you for medical expenses and hospital care throughout your studies. Get comprehensive, 100% visa-compliant protection in minutes, so you can focus on your education, not your medical bills.
OSHC is a non-negotiable visa condition (8501), ensuring you meet the Department of Home Affairs' requirements for your student visa.
OSHC policies typically cover a significant portion of your medical costs, including doctor visits (GP consultations), hospital accommodation, some prosthetic devices, and surgeon fees for necessary treatments.
Rest assured, emergency ambulance services, which are generally not free in Australia, are also covered by your OSHC policy.
OSHC contributes towards the cost of most prescription medicines, helping to manage your ongoing health needs.
If you're bringing family members with you on your student visa, OSHC policies can extend coverage to them, including those with pre-existing conditions (subject to waiting periods).
Many OSHC providers offer direct billing arrangements with doctors and GPs, meaning the bill can be sent directly to your insurer, often eliminating the need for upfront payment and subsequent claims.eeee
Services are available to help you compare offerings from various Australian government-approved OSHC providers, ensuring you find a policy that best suits your needs and budget.
The application process is typically streamlined, allowing you to obtain your OSHC certificate quickly, sometimes within minutes of purchase.
While not always mandatory, the Department of Home Affairs recommends having adequate health insurance covering medical, hospital, and emergency care for the entire duration of your stay.
You may, but it must meet Australian standards and be accepted by the Department. It's safer to choose an OVHC policy approved for 600 visas.
Lack of health cover could lead to visa complications or significant financial risk if you need medical treatment.
You should purchase it before arriving in Australia – ideally when applying for your visa to show evidence if required.
You should purchase it before arriving in Australia – ideally when applying for your visa to show evidence if required.
Claims are typically made online or via the provider’s app. Always keep receipts and documents from your medical visits.