Planning to study in Australia? If you’re applying for a Subclass 500 Student Visa, it’s mandatory to hold Overseas Student Health Cover (OSHC) to meet visa condition 8501. This student visa health insurance protects you from unexpected medical costs and is a must-have to lodge your visa.
If you’re coming to Australia on a Student (Subclass 500) Visa, having the right student visa health insurance isn’t just a box to tick - it’s a visa requirement. Our 500 Visa Health Insurance plans, known as OSHC, are specifically designed for international students like you. We make sure you meet Visa Condition 8501, covering you for medical expenses and hospital care throughout your studies. Get comprehensive, 100% visa-compliant protection in minutes so that you can focus on your education, not your medical bills.
We make it simple to find, compare and purchase approved insurance for student visa holders in minutes. From comparing plans to receiving your instant certificate, we ensure your student visa health cover is compliant, affordable and easy to manage.
OSHC is a non-negotiable visa condition (8501)that ensures you meet the Department of Home Affairs' requirements for your student visa
OSHC policies typically cover a significant portion of your medical costs, including doctor visits (GP consultations), hospital accommodation, some prosthetic devices, and surgeon fees for necessary treatments.
Rest assured, emergency ambulance services, which are generally not free in Australia, are also covered by your OSHC policy.
OSHC contributes towards the cost of most prescription medicines, helping to manage your ongoing health needs.
If you're bringing family members with you on your student visa, OSHC policies can extend coverage to them, including those with pre-existing conditions (subject to waiting periods).
Many OSHC providers offer direct billing arrangements with doctors and GPs, meaning the bill can be sent directly to your insurer, often eliminating the need for upfront payment and subsequent claims.
Services are available to help you compare offerings from various Australian government-approved OSHC providers, ensuring you find a policy that best suits your needs and budget.
The application process is typically streamlined, allowing you to obtain your OSHC certificate quickly, sometimes within minutes of purchase.
Here’s why international students choose us for 500 visa health insurance:

Here’s why international students choose us for 500 visa health insurance:

We provide a full range of visa-approved health insurance options:
Overseas Student Health Cover (OSHC) is mandatory for all international students in Australia under Visa Subclass 500. It helps cover hospital and medical care costs if you fall ill or need treatment during your stay.
You should purchase OSHC before you lodge your visa application. The Department of Home Affairs requires proof of cover when processing your Student 500 Visa.
Yes. You can visit any registered general practitioner(GP) or hospital in Australia that recognises your insurer. You may need to pay the bill first and then claim reimbursement.
Yes. As long as you hold a valid Student 500 Visa, you must maintain continuous OSHC cover even if your study load changes.