Compare and choose the best Overseas Student
Health Cover Insurance

OSHC is a type of health insurance designed for international students in Australia. It helps cover the costs of medical and hospital care that you might need while studying in Australia.

Yes, OSHC is mandatory for most international students on a student visa. It’s a visa requirement to help ensure students can access healthcare without facing significant financial hardship.

OSHC typically covers visits to the doctor, some hospital treatment, ambulance services, and limited pharmaceuticals. However, coverage can vary depending on the policy.

OSHC usually does not cover pre-existing conditions, dental, optical, or physiotherapy. For these services, you might need additional private health insurance.

Your Overseas Student Health Cover (OSHC) must cover the entire duration of your student visa. It should start from the day you arrive in Australia and last until your visa expires or you leave Australia.

Yes, you have the freedom to choose your OSHC provider from a list of Australian government-approved providers.

You can purchase overseas student health coverage through your educational institution or directly from a health insurance provider. Some agents also offer OSHC services.

The cost of OSHC varies depending on the provider and the length of your stay. It’s advisable to compare different plans for the best rates and coverage.

Yes, you are allowed to change your Overseas Student Health Cover provider. However, make sure there is no gap in your coverage when switching.

Not having OSHC can lead to a breach of your student visa conditions. It could result in visa cancellation and potential deportation.

To use your Overseas Student Health Cover, you typically need to show your insurance card at medical centres or hospitals. Some providers also offer direct billing.

Yes, most OSHC providers offer the option to include coverage for family members like spouses and children.

If your visa status changes, inform your OSHC provider immediately, as it may affect your coverage.

To make a claim, you generally need to submit the relevant medical bills and receipts to your insurance provider, either online or in person.

If you extend your stay, you must also extend your OSHC coverage accordingly to remain compliant with visa regulations.

OSHC is designed to cover you in Australia. For international travel, consider purchasing additional travel insurance.

You can renew or extend your Overseas Student Health Cover (OSHC) by contacting your insurance provider before your current policy expires.

Consider factors like coverage, cost, ease of making claims, customer service, and any additional benefits offered by the provider.

You can cancel your Overseas Student Health Cover (OSHC) if you leave Australia permanently or if you are no longer on a student visa. Refund policies vary by provider.

For issues with your Overseas Student Health Cover (OSHC), first contact your provider. If unresolved, you can seek assistance from the Australian Government's Private Health Insurance Ombudsman.