nib OSHC and OVHC Health Insurance

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Policy Certificate Instantly

Visiting Australia? And Need a Health Insurance Cover?

If nib is with you, you know you have the best health insurance cover for Australia on your side.


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Why Choose nib?

We Keep You Safe

Being one of the largest health insurance providers for Australia, there are already more than a million people across both Australia and New Zealand who trust that they're absolutely in safe hands.

Our Network Runs Far and Wide!

With an access to more than 460 agreement private hospitals, our network of health service centers is broad, to say the least, within Australia.

Ours is an Unmatchable Customer Service

We are here, real people, fully understanding the real life problems that arise, when it comes to human health. And in keeping with our mission to be of service to other people by being a health service provider to reckon with, we also ensure to be a world class and one of the friendliest customer service providers at nib.

Medibank

About nib

nib has always prided itself to be a leading facilitators of proper healthcare and wellbeing in Australia and New Zealand.

With more than a million residents, over a hundred thousand international students and workers, plus expats who work and travel overseas having put their trust on us, we have come to become one of the fastest growing health and medical insurance providers in Australia

Our main mission that we always adhere to, is being a healthcare service provider that everyone can have an access to, and can well afford as well.

Main Features

An nib health cover will help you pay for your doctors and specialists in time of need.
All our health plans meet the visa requirements put up by the Department of Immigration.
You can be the primary visa holder, either single or with your partner/spouse and/or any children under the age of 18 as listed on your student visa; nib will make sure they all get covered.

Visa Letter Instantly

Any country stresses a lot on the health of the people living there, and Australia is of course no exception. If anything, Australia is known to have one of the most stringent healthcare systems amongst all across the globe. And that is why, if you plan on making a visit or staying in this country, you would need someone like nib-OSHC or OVHC to get you a proper health cover, in order to support your visa application. You only have to make sure that you provide a valid email id before you submit your application for cover, and you'll receive your Confirmation Certificate in as soon as 5 minutes!

And Now, It's Time To Roll!

Are you on the lookout an overseas health cover for Australia? Because if you are, you can easily get in touch with us at support@getmypolicy.online.

As soon as you contact us, one of our agents will get back to you with all the information regarding every health cover that we have, aiding you in choosing the best option for yourself!

Compare Plans Learn More
Price & Plan

Note: Cover Type = Single, Plan Price = Per Month.

Budget Visitor Cover

$67.17

Budget Visitor Cover with extras

$128.53

Basic Visitor Cover

$130.00

Basic Visitor Cover with extras

$191.36
Service Features
Budget Visitor Cover
$67.17
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Budget Visitor Cover with extras
$128.53
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Basic Visitor Cover
$130.00
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Basic Visitor Cover with extras
$191.36
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Visa Compliance
Meets Government Requirements It meets Australian immigration requirements to maintain adequate health insurance for your stay in Australia.
Instant Policy Certificate Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
Out of Hospital Treatment
Doctor services Percentage of benefits listed in MBS fee are received when consulting with general practitioner or specialist (including pathology and X-rays), where you are not in a hospital.
100% of MBS fee 100% of MBS fee
Radiology
100% of MBS fee 100% of MBS fee
Pathology
100% of MBS fee 100% of MBS fee
Ultrasound
100% of MBS fee If there's MBS item number.
100% of MBS fee If there's MBS item number.
Specialists Consultation
100% of MBS fee 100% of MBS fee
Pregnancy and related services
100% of MBS fee After 12 month waits.
100% of MBS fee After 12 month waits.
In Hospital Inclusions & Specific Services
Doctor services
100% of the cost 100% of the cost 100% of the cost 100% of the cost
Excess Total excess amount is payable once per person per calendar year, up to a maximum of twice on the membership.
$500/yr $500/yr $500/yr $500/yr
Accommodation Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
All Hospitals Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
All Hospitals Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
All Hospitals Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
All Hospitals Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
Surgical implanted prosthesis 100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
Accident and emergency services Covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
Pregnancy and related services
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
Rehabilitation If served your waiting periods, you may be covered for rehabilitation.
100% of the cost 100% of the cost 100% of the cost 100% of the cost
Psychiatric or palliative care
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
Gastric banding
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
LB If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
Hip & knee joint replacement surgery
Cardiac Service
Bone marrow and organ transplants
IVF And assisted reproductive services
Cosmetic surgery
Waiting Periods
In-patient psychiatric, rehabilitation and palliative care
2 Months 2 Months 2 months 2 months
Pre-existing conditions
12 Months 12 Months 12 Months 12 Months
Pregnancy and related services
12 Months 12 Months 12 Months 12 Months
Extra

Click here for more information on waiting period and yearly limit for extras

Dental care
Eye Care
Physiotherapy
Psychology
Accupuncture
Chiropractic
Natural Therapy
Remedial Massage
Hearing aids
Glucose monitoring
Speech Therapy
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Note: Cover Type = Single, Plan Price = Per Month

OSHC

From $0*
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