• General Practitioners (GPs): The first point of contact for most health issues is a GP. GPs handle everything from routine check-ups to referrals for specialist care.
• Finding a GP:
• Use trusted government directories like Healthdirect's Service Finder to locate GPs and clinics.
• Ask your insurer for a list of network doctors to avoid extra costs.
• In rural or remote areas, local community recommendations or employer support can help you connect with a suitable doctor.
• Booking an Appointment: Bring your photo ID, Medicare card (if eligible), or details of your Overseas Student Health Cover (OSHC) or Overseas Visitor Health Cover (OVHC).

1. Medicare: The Public System
   • Who is Eligible? Australian citizens, permanent residents, and people from countries with Reciprocal Health Care Agreements (RHCA).
   • What's Covered? Free or subsidised GP visits, treatment as a public patient in public hospitals, and some prescription medicines.
   • Limitations: You generally can't choose your doctor in public hospitals and may experience longer wait times for elective procedures.
2. Private Healthcare
   • Benefits: Shorter waiting times for elective surgery, choice of doctor, and more privacy.
   • How to Access: Requires private health insurance, which may be included in your OSHC/OVHC if you are an international student or visitor.

Overseas Student Health Cover (OSHC)

• Who needs it? International students (visa requirement).
• What's included? GP visits, hospital treatment, ambulance, some pharmaceuticals.
• What's not included? Dental, optical, and physiotherapy (can be added as 'extras').

Overseas Visitor Health Cover (OVHC)

• Who needs it? Workers, tourists, or those not eligible for Medicare.
• Benefits: Covers hospital admissions and some doctor's fees. General treatment cover (e.g., dental) can be added.
• Tip: Compare policies and check visa conditions for required coverage.

Without OSHC or OVHC, overseas visitors face high out-of-pocket costs - sometimes over $1,000 per hospital day.

1. Non-Emergency Situations:
• Book a GP appointment using Healthdirect or your insurer's doctor search.
• Present required documentation: ID, insurance, Medicare card (if eligible).
2. After-Hours Help:
• Call Healthdirect at 1800 022 222 for 24/7 medical advice.
• Visit hospital emergency departments for urgent care.
• Dial 000 for life-threatening emergencies.
3. Claiming Insurance:
• Keep receipts and documentation for any payments.
• Most OSHC/OVHC providers offer simple online claims processes.