Know in-depth about your OSHC Membership Card!

If you’re an international student planning to visit Australia, then arranging an Overseas Student Health Cover is very crucial for your Visa process.

According to the Department of Home Affairs (DHA), the 8501 condition of the Student Visa (subclass 500) states that "The visa holder must maintain adequate arrangements for health insurance during their stay in Australia.”

The OSHC Plan commences the day you arrive in Australia and you are insured throughout your entire course time in Australia.

The OSHC Plan in general covers:

  • In & Out of hospital medical treatment
  • Emergency ambulance assistance
  • Prescription Medicines
  • Treatment at Private Hospitals
  • Medical Surgeries
  • In-patient Psychiatric
  • Palliative Care
  • 100% of MBS fee for services like surgery or extended care for an illness
  • 24x7 Emergency assistance

*The services can vary depending on the different providers and the price range.*

Remember: Once you arrive in Australia, it is necessary that you activate and order your Membership card from your Insurance Provider.

After receiving your card, always check the details on the card. It must match your details on the student visa.

In case of a mismatch, you must contact the respective insurance provider for the same.

You need your OSHC Membership card when:

  • You need to visit a doctor
  • You need to arrange admission to hospital
  • You need to make a claim or make any other type of enquiry.

Your membership card will have your Insurance Membership number. If you are to use any OSHC Benefits at any of the medical service provider, you will have to show them your membership card.

Always keep your card SAFE, keep it in your wallet or somewhere close to you in time of need.

You are responsible for any claims that are made by your card.

If it gets lost, stolen or someone not covered by your OSHC plan is using your card- Inform your Insurance Provider immediately.

You can either activate the e-membership card or order the physical copy of the card as per the available option from your insurance provider.

Ahm, Medibank and Allianz Global Assistance offers e-membership card activation which you will receive via an e-mail. You can save this e-card in your phone and show when needed. If you want a Physical copy of the card, you can request your Insurance provider to send you the physical copy on your Australian address. You will receive the card within 10 days.

Insurance Providers like BUPA and NIB offers only Physical Cards.

Allianz Global Assistance Membership Card:

If your Insurance Provider is Allianz Global Assistance then on arriving in Australia, you can activate and order membership card by Allianz Global Assistance My OSHC Assistant App or from student membership Portal.

Just update your Australian address and contact number and get request for access of the membership card.

You can also get access of E membership card instantly from My OSHC Assistant App. Save it in your phone for easy access.

Medibank Membership Card:

You can get your Medibank e-membership card by going online on and complete your registration by updating the personal details asked of you on the website.

Save the digital card in your phone to keep it handy.

In case you want to order a Physical Membership card, just visit "ORDER DARD” option from your membership account


Call Medibank at 134148 to update your Australian address and contact details to claim the physical card.

Bupa Membership Card:

For BUPA Policy holders, you must register for myBUPA to manage your OSHC account online.

Once you arrive in Australia, you can order a Physical card by updating contact details in myBUPA OSHC account online.


you may email to to update your personal details and contact details and order for physical membership card.

NIB Membership Card:

If you are NIB Policy holder, register on myNIB Account Portal (Online service for NIB)

Once you arrive in Australia, update address and contact details and order the physical membership card or call on NIB 1800 775 204 for the same.

AHM Membership Card:

For Ahm Policy holder, you should open an online membership account and complete registration by updating address details and contact details once you arrive in Australia.

You can activate e Card from your online membership account by choosing "VIEW DIGITAL CARD” option. Save the copy of your card in your phone to keep it handy.

In case you want to order a Physical Membership card, just visit "ORDER DARD” option from your membership account.


Call AHM at 134148 to update your Australian address and contact details to claim the physical card.

So, these were all the details you need to know about your OSHC membership card.

@GetMyPolicy.Online, you’ll get the most extensive range of Plans from Government Approved Australian Health Insurance Providers. Compare and Choose instantly the plan that suits your needs, care and budget for your student visa for Australia.

In case you need kind of assistance, you can always reach us at-

Call +91 79 6682 6667 (India) | +61 3 9013 0880 (Australia)


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