Australian Unity OVHC Health Insurance

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Visiting Australia? And Need a Health Insurance Cover?

With Australian Unity Health with you, your stay in Australia will be nothing less than an easy ride! So, you can rest assured with us!

Why Choose Us?

We've Been Here a Long Time!

An experience that spans more than 175 years, helping people not simply live, but thrive - we are unarguably one of the oldest and hence most trusted healthcare brand of Australia.

More than Just a Health Insurance

You are offered a broad array of rewards and discounts once you become a member. So, you don't benefit through us only when you're sick; we look after you in every way.

We're Your Very Own Health Fund!

We, at Australian Unity, sternly believe in putting our esteemed members before our investors and other overseas owners. The members are always the primary beneficiaries of our brand.

Australian Unity Overseas Visitor Cover

If you're making plans to visit or work in Australia, getting an appropriate level of health cover (also known as health insurance) may be a requirement for your visa, including if you are coming to Australia under a subclass 457/485/489 visa.

Having Australian Unity Overseas Visitors Cover will give you greater control over how soon you're treated, as well as who treats you and where, should the unexpected happen to you.

Cover can also help you avoid expensive fees for treatment. For example, public hospital stays in Australia can cost over $2000 per night.

We offer affordable health insurance that can cover you for a wide range of services and treatments including:

  • Doctor and specialist fees
  • Hospital treatment, accommodation and theatre fees
  • Emergency ambulance
  • Day surgery and procedures

Main Features

Cut down on medical costs and protect your health Australia-wide
You can get your treatment from any medical practitioner practicing privately, and who is recognised by Australian Unity.
If you switch from your old healthcare fund to us within a span of 30 days, you won't have to start the process all over again.
You can easily manage your cover, edit your personal details, or make payments, and so on, any time 24/7, by logging in into your online account.
You also get to benefit by availing from a broad range of discounts and rewards from us, even if you're not unwell.

Visa Compliance letter instantly

Australian Unity is fully aware of the healthcare laws that govern both the citizens of Australia, as well as the people who come to stay here from other countries. And the healthcare system of this country being one of the best in the world, the authorities take it very seriously. We therefore help the global citizens all over by taking care of their health and providing them with health insurance to get them their International visa, and ensure their peaceful time in Australia.

Discover more
Understanding healthcare in Australia How to claim Frequently asked questions OVC Terms and conditions

For more information and to get a quote, visit Australian Unity here .

Now Let's Get a Start on This!

Australian Unity has been into the healthcare business for a period that amounts to just about two centuries. We know everything there is to know about the healthcare system and industry of Australia, and we're always looking to use knowledge to help people all over.

So, if you want to come, and stay or live in Australia, we'd be more than happy to get your call at . Don't worry a bit; one of our agents will give you a call back and tell you all about the best healthcare cover for you and your family.

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Price & Plan

Note: Cover Type = Single, Payment Term = Monthly.

Budget Workers

$86.55

Mid Workers

$95.80

WORKERS COVER PLUS

$161.75
Health Insurance Criteria
Budget Workers Cover
$86.55
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Mid Workers Cover
$95.80
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Workers Cover Plus
$162.75
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Visa Compliance
Meets Government Requirements Aussizz: It meets Australian immigration requirements to maintain adequate health insurance for your stay in Australia.
Instant Visa Letter Aussizz: Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
Out of Hospital Treatment
Doctor services Aussizz: Percentage of benefits listed in MBS are received when consulting with general practitioner or specialist (including pathology and X-rays), where you are not in a hospital.
100% of MBS 150% of MBS
Radiology
Pathology
Ultrasoubd
Specialists Consultation
100% of MBS 150% of MBS
In Hospital Inclusions & Specific Services
Doctor services
100% of MBS Not Covered for Agreement Private Hospital
100% of MBS 150% of MBS
Excess Total excess amount is payable once per person per calendar year, up to a maximum of twice on the membership.
NIL $500/yr $500/yr
Acomodation Fully covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
Public Hospital Only
Private and Public Hospital Shared Room
Private and Public Hospital Shared room, Private room where available
Surgical implanted prosthesis 100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
Public Hospital Only
Private and Public Hospital
Private and Public Hospital
Accident and emergency services Fully covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
Public Hospital Only
Private and Public Hospital
Private and Public Hospital
Pregnancy and related services
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Rehabilitation If served your waiting periods, you may be covered for rehabilitation.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Psychiatric or palliative care
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Gastric banding
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Restricted Restricted services or treatments are covered in a public hospital, as a private patient in a shared ward. If you are admitted as a patient in a private hospital for these services you could face significant out of pocket expenses.
Bone marrow and organ transplants
IVF And assisted reproductive services
Cosmetic surgery
Extra
Dental care
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Eye Care
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Physiotherapy
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
psychology
Extra Gold Extra
Extra Gold Extra
Extra Gold Extra
Accupuncture
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Chrpopractic
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Naturopathy
Extra Gold Extra
Extra Gold Extra
Extra Gold Extra
Remidial Massage
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Hearing aids
Extra Gold Extra
Extra Gold Extra
Extra Gold Extra
Glucose monitoring
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Extra Basic Bronz Gold Extra
Speech Therapy
Extra Gold Extra
Extra Gold Extra
Extra Gold Extra
Hip & knee joint replacement surgery
Cardiac Service
Waiting Periods
In-patient psychiatric, rehabilitation and palliative care
2 Months 2 Months 2 Months
Pre-existing conditions
12 Months 12 Months 12 Months
Pregnancy and related services
12 Months 12 Months 12 Months
Out of hospital prescription medicines
2 Months
Other
Emergency ambulance services Emergency service is where you need immediate treatment and there is no other way to get to a hospital.
Gap scheme A gap is the amount charged by doctor above a schedule fee. Some insurers have a gap scheme that doctors use to reduce or eliminate out of pocket expenses to patients.
Repatriation to home country Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.
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Note: Cover Type = Single, Payment Term = Monthly.

Basic Overseas Visitors Cover

$98.40

Mid Overseas Visitors Cover

$121.55

Top Overseas Visitors Cover

$202.60